I can no longer sync iOS’ Contacts with my macOS Catalina’s Finder (the iOS sync portion of iTunes is now built into the Finder in macOS Catalina); the OS insists I’ve iCloud configured for Contacts which I do not. I’ve gone through all the steps Apple recommends, done the upgrades and the reboots, but there’s nothing doing. All the swearing and threatening of moving to a different operating system aren’t really helping.